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Mercury vs Ramp: startup credits compared

Side-by-side amounts, eligibility and access paths, both verified against the official program pages.

MercuryPartner perks for Mercury customers (e.g. $5,000 AWS, $10,000 GitHub, 6 months Notion)Verified Nov 3, 2026Ramp$350K+ in partner perks (e.g. $25K Stripe fee-free processing, $40K Amplitude credits)Verified Nov 3, 2026

At a glance

FactMercuryRamp
ValuePartner perks for Mercury customers (e.g. $5,000 AWS, $10,000 GitHub, 6 months Notion)$350K+ in partner perks (e.g. $25K Stripe fee-free processing, $40K Amplitude credits)
TypeCredits + discountCredits + discount
DurationNot statedNot stated
StagesPre-seed, Seed, Series A, Series B+, BootstrappedPre-seed, Seed, Series A, Series B+
RegionsUnited StatesUnited States
Max funding raisedNot statedNot stated
Max company ageNot statedNot stated
Ways to get it
  • Apply directly — Full perks catalogue in the Mercury dashboard
  • Apply directly — $350K+ in partner perks
  • Ramp partner VCs, accelerators and founder communities — Pre-qualification for a Ramp account plus partner rewards
Requirements
  • US-incorporated company with an approved Mercury account
  • Qualified customer status for each perk (partner terms apply)
  • US business approved for a Ramp account
  • Rewards available only to Ramp users
Not eligible
  • Perks with partner gates you do not meet (e.g. bootstrapped companies for the GitHub perk)
  • Existing customers of a partner where the perk is new-customer only
  • Companies not approved for Ramp
  • Partner rewards whose own eligibility you do not meet
VerificationPartially verified· Nov 3, 2026Partially verified· Nov 3, 2026

Which should you pick?

The two programs are not directly comparable on dollar value. Mercury accepts a wider range of funding stages, while Ramp is more targeted. If you qualify for both, there is usually no reason not to apply to both; the programs are independent.

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