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Airwallex vs Stripe: startup credits compared

Side-by-side amounts, eligibility and access paths, both verified against the official program pages.

AirwallexFee-free first AUD/NZD 100k of payments and FX + 3 months Grow (seed); GBP 10k fee-free in the UKVerified Nov 3, 2026StripeWaived processing fees or fee credits (amount set per partner); $2,500 Atlas creditsVerified Nov 3, 2026

At a glance

FactAirwallexStripe
ValueFee-free first AUD/NZD 100k of payments and FX + 3 months Grow (seed); GBP 10k fee-free in the UKWaived processing fees or fee credits (amount set per partner); $2,500 Atlas credits
TypeCredits + discountCredits + discount
DurationNot stated1 year
StagesPre-seed, Seed, Series APre-seed, Seed, Series A
RegionsAustralia, NZ, GB, Singapore, HKGlobal
Max funding raisedNot statedNot stated
Max company ageNot statedNot stated
Ways to get it
  • Apply directly — AU seed: 3 months Grow free + fee-free first AUD 100k payments and FX
  • Apply directly — NZ seed: 3 months Grow free + fee-free first NZD 100k payments and FX
  • Apply directly — UK: 0% fees on first GBP 10,000 of payments and FX, 2% cashback on first GBP 10,000 card spend
  • Cyberport, HKSTP, AppWorks, SparkLabs (Hong Kong) — HK: waived gateway fees on HK$300,000 over 6 months
  • Apply directly — Fee credits or waived fees (amount depends on offer)
  • Stripe Startup Partners (VC funds and accelerators) — Partner-specific fee credit or waived-fee threshold
  • Ramp — $25,000 in fee-free processing
  • Apply directly — $2,500 fee credits for Stripe Atlas companies
Requirements
  • Registered business in a supported market with an active Airwallex account
  • New Airwallex customer
  • Venture-backed, pre-seed to Series A (external funding prioritised)
  • Early-stage company with institutional (venture or accelerator) funding
  • Active Stripe account on standard pricing with dashboard access
  • Stripe-supported country
  • No previous Stripe Startups offer redeemed
Not eligible
  • Existing Airwallex customers
  • Businesses outside the program's launch markets
  • Hong Kong companies not affiliated with a listed ecosystem partner
  • Accounts whose pricing is controlled by another platform (e.g. Connect platforms setting your fees)
  • Accounts on custom or negotiated pricing
  • Startups that already redeemed an offer (one per lifetime, single account)
VerificationPartially verified· Nov 3, 2026Partially verified· Nov 3, 2026

Which should you pick?

The two programs are not directly comparable on dollar value. Both accept the same range of funding stages. Stripe is available worldwide; the other is region-restricted. If you qualify for both, there is usually no reason not to apply to both; the programs are independent.

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