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Brex vs Mercury: startup credits compared

Side-by-side amounts, eligibility and access paths, both verified against the official program pages.

At a glance

FactBrexMercury
ValuePartner perks for Brex customers (e.g. up to $5,000 AWS, $1,000 OpenAI, 6 months Notion)Partner perks for Mercury customers (e.g. $5,000 AWS, $10,000 GitHub, 6 months Notion)
TypeCredits + discountCredits + discount
DurationNot statedNot stated
StagesPre-seed, Seed, Series A, Series B+Pre-seed, Seed, Series A, Series B+, Bootstrapped
RegionsUnited StatesUnited States
Max funding raisedNot statedNot stated
Max company ageNot statedNot stated
Ways to get it
  • Apply directly — Full partner perks catalogue
  • Techstars — Signup bonus, free Pry access, dedicated onboarding (2022 announcement)
  • Apply directly — Full perks catalogue in the Mercury dashboard
Requirements
  • US-incorporated business approved for a Brex account
  • Venture funding or accelerator participation for the card with monthly/daily payments
  • Minimum cash balance (typically $50,000; lower via some partner referrals)
  • Account continuously in good standing with a linked bank account
  • US-incorporated company with an approved Mercury account
  • Qualified customer status for each perk (partner terms apply)
Not eligible
  • Companies that do not meet Brex's account requirements
  • Perks already redeemed on the account (one redemption per perk per account)
  • Perks with partner gates you do not meet (e.g. bootstrapped companies for the GitHub perk)
  • Existing customers of a partner where the perk is new-customer only
VerificationPartially verified· Nov 3, 2026Partially verified· Nov 3, 2026

Which should you pick?

The two programs are not directly comparable on dollar value. Mercury accepts a wider range of funding stages, while Brex is more targeted. If you qualify for both, there is usually no reason not to apply to both; the programs are independent.